Apply Online for a Loan through IPASS

Personal loans that will meet your borrowing needs.

Every situation is unique, and Our Loan Advisors are willing to assist you.

What is Online Lending?

Online loans are private unsecured installment loans provided by online lenders, as well as traditional banks. In general, online credit products can come in lines of a credit payday loan and any other loans.

The online loan offers must clearly state the APR (annual percentage rate) and the loan’s term, and any other fees, such as finance fees.

What is the difference between IPASS online loans distinct from other loans?

We are genuinely concerned about our customers and strive to be flexible for every one of our customers’ specific needs. We’re determined to ensure customers get the most suitable loan they can get regardless of whether they’re with IPASS or another online lender.

In contrast to some financial institutions, IPASS charges no fee for origination or penalties for prepayment. Our loans have low, fixed rates of interest and do not have hidden charges.

IPASS does not base the funding decisions solely upon the FICO score or history of credit.

We also report payment information to the three credit bureaus to assist borrowers in building a credit history.

If you choose to join the Turn Up Program, we’ll determine proactively whether your loan application can be eligible for the loan with a lower interest rate through the lending partner we have.

What are the requirements for eligibility for obtaining a loan?

The first step for applying for a loan with IPASS is filling out an online form for a loan. To be eligible to receive a loan product from IPASS, prospective applicants must meet the following criteria:

  • You must be 18 or older (or 19, in Alabama)
  • You should have an account with a bank (checking account or savings account)
  • We are located in some of the states in which we operate
  • Maintain a steady source of revenue (Income could come from work or benefits such as Social Security and Disability. Be aware that alimony child support, alimony, or an additional maintenance income is not mandatory to include)
  • Get your paychecks via the direct deposit method (Due to laws of the state, New Mexico residents are exempt from this obligation)

What are the benefits of an online loan to fund?

These loans are utilized to fulfill a variety of reasons. Perhaps you’re seeking the loan you need to consolidate debts from several credit cards, or maybe you need funds for an expensive home improvement project or car repair. In addition, if you’re looking to transform bad credit into good credit, an online loan can help you get there.

IPASS customers have utilized their loan funds to:

Whatever the reason you are looking for online lenders (and regardless of whether you’ve got great credit or bad credit, or you’re between the two), there are some terms and conditions for the loan that you’ll need to know. The borrower must be clear about repayment conditions, the interest rate, and whether the lender will conduct an invasive or soft credit test.

How do you make repayment work?

IPASS believes in providing borrowers with the most suitable available loan. If we can provide you with an installment loan for personal use, we’ll ensure that your repayment options are straightforward and affordable throughout the loan length.

IPASS provides various recurring payment options such as ACH and remotely generated checks and paper check options. For payments that are only for one transaction, debit cards are accepted as well.