Guide to Writing an Effective Check

Although digital payment systems are constantly gaining market shares, it’s crucial to know how to make checks. 

This guide will teach you the steps to fill in an appropriate check. It will include easy-to-follow illustrations and diagrams. Many employers, companies, and landlords still rely on checks for payment.

Steps to Fill out a Check

Here are the steps you’ll need to follow to fill out an appropriate check correctly:

  1. Note the date in the upper right corner.
  2. Inscribe your name as the beneficiary after the “Pay the amount to.”
  3. Write the amount to be paid out in a number next after the “$” symbol.
  4. Write in phrases (spell the word out) the payee amount on the long line.
  5. Sign your signature on the bottom right, below where it reads “Per.”
  6. Optional: Include an annotation that reads “memo” as well as “re:” in the lower-left corner.

An Extensive Guide on how to write a check

Let’s go over each step in greater depth. After reading this article, after having practiced it several times, you’ll be able to make this process very easy and natural.

  • Date

First, the process is simple. Every check has a space to mark the date on the upper right-hand corner, and it must be today’s date (the date that was when you signed the check). Some people post-date the check by writing a later date. But, this doesn’t have any effect since the check becomes legal when it’s executed.

Example: “Jan 1, 2021”

  1. Name

The next step to take is to record your name on the person who will receive the money. The name could include an individual or a company (corporation) or trust or an institution, or another other entity with the option of establishing a bank account to transfer funds into. 

Be sure to spell the name correctly, even though many banks offer an amount of flexibility with spelling names, abbreviations, and nicknames in the real world.

Examples: “James Doe”

  1. Value (#s)

Then, on the right side of the check, there will be a space to write the cash amount that the person who is paying it will be receiving. Make use of numbers and write the entire amount in cents and dollars.

Example: “$23,010.52”

  1. Value (in words)

It’s generally more accessible for you to record the amount first in numbers and then write it down in words. At this point, examine the value you have written down in numerical form and translate it into words. It is usually enough to write down the value in dollars – dollars can also be written in numerical form.

Example: “Twenty-three thousand and ten dollars and 52 cents”

Alternatively, “Twenty-three thousand and ten and 52/100 dollars.”

  1. Signature

The final step is to sign the document after being convinced that everything is as it should be. Do it the same way you sign on any legal document. A majority of checks come with an area to sign.

Examples: “/SIGNATURE/”

  1. Memo

It is an optional part of the process of writing an electronic check. If you want to include any additional information, such as the purpose of the check, you can have it in this section. There’s typically a tiny amount of space on the left-hand side of the bottom.

Example: “January Rent Payment”

Completed Check

Here is an illustration of how a finished check will appear to. It is important to note that this isn’t an actual check.

General Points

Here are some critical general guidelines for writing checks. Alongside the steps listed above, you should also take note of the following points:

  • Write in a neat, neat manner as you can.
  • Utilize printing in place of cursive if you can. This is to improve clarity. It is much easier to understand print text than for you to understand the script.
  • If you commit an error, you must write “void” in the memo line of your check and then begin writing a new check.
  • Check those spellings are correct.
  • Double-check to ensure you have the correct recipient and that you have the right amount.
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