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For nearly two decades, Beyoncé has given us wisdom about love and relationships, in addition to fashion inspiration and the latest dance moves – everyone knows exactly what to do when “Crazy in Love” start playing! But did you know that his words can also teach us a lot about personal finance?
What silver lessons can we learn from the melodious words of Queen Bey? The Nerds combed through the lyrics of 118 songs from his five solo albums and four Destiny’s Child albums to uncover some financial advice.
We say to the girls: “You can have ambition, but not too much
You must aim to be successful, but not too much
Otherwise, you will threaten the man.
I took a long time to live my life
But don’t think I’m just his little wife
Money lesson: Here, Beyoncé shows that she is a staunch advocate of equal pay among men and women. The second verse includes an excerpt from the Nigerian author Chimamanda Ngozi Adichie and encourages women to fight against the expectations of society and create a career path.
II. “Rule the world girls)”
I represent the girls who conquer the world
Help me raise a drink for the college graduates
How we’re smart enough to make those millions
Strong enough to carry children
Then get back to business
Money lesson: This whole song is a treasure trove of inspirational quotes. Beyoncé shows her respect and appreciation for female college graduates. She also talks about how women earn a lot of money while raising their children at the same time. Women can have it all!
III. “Invoices, invoices, invoices”
Now you’ve maximized my card (card)
Gave me bad credit, bought me gifts for my own purposes
I did not pay the first bill
Money lesson: There are pitfalls in sharing credit. If you add your partner as an authorized user on your account, you are responsible for his expenses, and it could harm your credit.
IV. “Independent women, part I”
Pay my own pleasure, oh and I pay my own bills
Always 50/50 in relationships
I worked hard and sacrificed to get what I get
Ladies, it’s not easy to be independent
Question: Would you like this knowledge that I brought
Brag about the money he gave you is in front
If you’re gonna brag, make sure it’s your money that you flaunt
Don’t depend on nobody else to give you what you want
Money lesson: Don’t depend on someone else for financial stability. Money issues are the number one cause of divorce, so make sure you and your partner are on the same page when answering these key questions.
What did we miss? What other money lessons can we learn from Beyoncé? Let us know.
Beyoncé album cover photo via Wikimedia Commons.